I’m 45, recently went through a divorce, and my finances are a mess. I’ve got some debt, no savings, and feel like I’m starting from scratch. Is it even possible to rebuild at this point? I feel like I missed my shot.
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I’m 45, recently went through a divorce, and my finances are a mess. I’ve got some debt, no savings, and feel like I’m starting from scratch. Is it even possible to rebuild at this point? I feel like I missed my shot.
and then
Man, I’ve been there. I turned 47 with barely anything in the bank and a credit score that made lenders laugh. I felt ashamed, honestly. But I sat down, made a simple spreadsheet, and started with baby steps—cutting unnecessary expenses, consolidating debt, and picking up side gigs. Two years later, I’m not rich, but I’ve got a small emergency fund and I’m sleeping better at night. It’s never too late—just gotta start.