I’m drowning in credit card debt and it’s affecting my sleep, my mood, and even my relationships. I feel stuck and guilty every time I look at my bills. How do people cope with this?
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I’m drowning in credit card debt and it’s affecting my sleep, my mood, and even my relationships. I feel stuck and guilty every time I look at my bills. How do people cope with this?
and then
Man, that used to be meβsitting in the dark with unopened bills piling up. Iβd wake up with knots in my stomach. What helped was getting brutally honest with myself. I called every creditor, set up payment plans, and used a simple app to track spending. The guilt doesnβt go away overnight, but taking actionβeven smallβgave me back some control. Talking to someone helps too, even just a friend.