What’s the best way to start saving for retirement in my 40s or 50s?
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To build a strong retirement fund, start by contributing regularly to retirement accounts like a 401(k) or IRA. Take advantage of employer match programs if available. Aim to save at least 15% of your income for retirement. Diversify your investments in stocks, bonds, or real estate to spread risk. Review your portfolio regularly and adjust as needed. Avoid withdrawing from your retirement savings early, and consider consulting a financial advisor to develop a personalized plan based on your goals and timeline.